diff --git a/src/main/java/org/cactoos/io/ResourceOf.java b/src/main/java/org/cactoos/io/ResourceOf.java
index 7aa7cd273..d7d519d1b 100644
--- a/src/main/java/org/cactoos/io/ResourceOf.java
+++ b/src/main/java/org/cactoos/io/ResourceOf.java
@@ -215,10 +215,25 @@ public ResourceOf(final Text res,
     @Override
     @SuppressWarnings("PMD.CloseResource")
     public InputStream stream() throws Exception {
+        if (this.path == null) {
+            throw new IllegalArgumentException(
+                "The \"path\" of the resource is NULL, which is not allowed"
+            );
+        }
+        if (this.loader == null) {
+            throw new IllegalArgumentException(
+                "The \"classloader\" is NULL, which is not allowed"
+            );
+        }
         InputStream input = this.loader.getResourceAsStream(
             this.path.asString()
         );
         if (input == null) {
+            if (this.fallback == null) {
+                throw new IllegalArgumentException(
+                    "The \"fallback\" is NULL, which is not allowed"
+                );
+            }
             input = new IoCheckedFunc<>(this.fallback)
                 .apply(this.path)
                 .stream();