diff --git a/packages/toolkit/src/query/retry.ts b/packages/toolkit/src/query/retry.ts
index c7954bfcc6..ed72b86b34 100644
--- a/packages/toolkit/src/query/retry.ts
+++ b/packages/toolkit/src/query/retry.ts
@@ -124,7 +124,7 @@ const retryWithBackoff: BaseQueryEnhancer<
 
       if (
         e instanceof HandledError &&
-        !options.retryCondition(e.value as FetchBaseQueryError, args, {
+        !options.retryCondition(e.value.error as FetchBaseQueryError, args, {
           attempt: retry,
           baseQueryApi: api,
           extraOptions,