diff --git a/src/data-loaders/defineColadaLoader.ts b/src/data-loaders/defineColadaLoader.ts
index ac047b44a..9ae4f04e9 100644
--- a/src/data-loaders/defineColadaLoader.ts
+++ b/src/data-loaders/defineColadaLoader.ts
@@ -363,6 +363,8 @@ export function defineColadaLoader<Data>(
       !entry ||
       // we are nested and the parent is loading a different route than us
       (parentEntry && entry.pendingTo !== route)
+      // The user somehow rendered the page without a navigation
+      || !entry.pendingLoad
     ) {
       // console.log(
       //   `🔁 loading from useData for "${options.key}": "${route.fullPath}"`
diff --git a/src/data-loaders/defineLoader.ts b/src/data-loaders/defineLoader.ts
index fef640c42..d18a5f296 100644
--- a/src/data-loaders/defineLoader.ts
+++ b/src/data-loaders/defineLoader.ts
@@ -302,6 +302,9 @@ export function defineBasicLoader<Data>(
       (parentEntry && entry.pendingTo !== route)
       // we could also check for: but that would break nested loaders since they need to be always called to be associated with the parent
       // && entry.to !== route
+      // the user managed to render the router view after a valid navigation + a failed navigation
+      // https://github.com/posva/unplugin-vue-router/issues/495
+      || !entry.pendingLoad
     ) {
       // console.log(
       //   `🔁 loading from useData for "${options.key}": "${route.fullPath}"`
diff --git a/tests/data-loaders/tester.ts b/tests/data-loaders/tester.ts
index 9219cc26d..976a4c178 100644
--- a/tests/data-loaders/tester.ts
+++ b/tests/data-loaders/tester.ts
@@ -1,7 +1,15 @@
 /**
  * @vitest-environment happy-dom
  */
-import { type App, defineComponent, inject, type Plugin } from 'vue'
+import {
+  type App,
+  defineComponent,
+  h,
+  inject,
+  nextTick,
+  type Plugin,
+  ref,
+} from 'vue'
 import { beforeEach, describe, expect, it, vi } from 'vitest'
 import { flushPromises, mount } from '@vue/test-utils'
 import { getRouter } from 'vue-router-mock'
@@ -1109,6 +1117,58 @@ export function testDefineLoader<Context = void>(
   it.todo('can be first non-lazy then lazy', async () => {})
   it.todo('can be first non-lazy then lazy', async () => {})
 
+  // https://github.com/posva/unplugin-vue-router/issues/495
+  // in the issue above we have one page with a loader
+  // this page is conditionally rendered based on an error state
+  // when resetting the error state, there is also a duplicated navigation
+  // that invalidates any pendingLoad and renders the page again
+  // since there is no navigation, loaders are not called again and
+  // there is no pendingLoad
+  it('gracefully handles a loader without a pendingLoad', async () => {
+    const l1 = mockedLoader({ lazy: false, key: 'l1' })
+    const router = getRouter()
+    router.addRoute({
+      name: 'a',
+      path: '/a',
+      component: defineComponent({
+        setup() {
+          const { data } = l1.loader()
+          return { data }
+        },
+        template: `<p>{{ data }}</p>`,
+      }),
+      meta: {
+        loaders: [l1.loader],
+      },
+    })
+    l1.spy.mockResolvedValue('ok')
+
+    const isVisible = ref(true)
+
+
+    const wrapper = mount(
+      () => (isVisible.value ? h(RouterViewMock) : h('p', ['hidden'])),
+      {
+        global: {
+          plugins: [
+            [DataLoaderPlugin, { router }],
+            ...(plugins?.(customContext!) || []),
+          ],
+        },
+      }
+    )
+
+    await router.push('/a')
+    expect(wrapper.text()).toBe('ok')
+    isVisible.value = false
+    await nextTick()
+    expect(wrapper.text()).toBe('hidden')
+    await router.push('/a') // failed duplicated navigation
+    isVisible.value = true
+    await nextTick()
+    expect(wrapper.text()).toBe('ok')
+  })
+
   describe('app.runWithContext()', () => {
     it('can inject globals', async () => {
       const { router, useData, app } = singleLoaderOneRoute(