diff --git a/server/filestore.go b/server/filestore.go
index a6b97b6f62b..f2e8242aadb 100644
--- a/server/filestore.go
+++ b/server/filestore.go
@@ -6429,7 +6429,10 @@ func (fs *fileStore) LoadNextMsg(filter string, wc bool, start uint64, sm *Store
 				// Nothing found in this block. We missed, if first block (bi) check psim.
 				// Similar to above if start <= first seq.
 				// TODO(dlc) - For v2 track these by filter subject since they will represent filtered consumers.
-				if i == bi {
+				// We should not do this at all if we are already on the last block.
+				// Also if we are a wildcard do not check if large subject space.
+				const wcMaxSizeToCheck = 64 * 1024
+				if i == bi && i < len(fs.blks)-1 && (!wc || fs.psim.Size() < wcMaxSizeToCheck) {
 					nbi, lbi := fs.checkSkipFirstBlock(filter, wc)
 					// Nothing available.
 					if nbi < 0 || lbi <= bi {
diff --git a/server/filestore_test.go b/server/filestore_test.go
index b7adb8d77de..fa3b92df91a 100644
--- a/server/filestore_test.go
+++ b/server/filestore_test.go
@@ -7528,6 +7528,37 @@ func Benchmark_FileStoreLoadNextMsgVerySparseMsgsInBetweenWithWildcard(b *testin
 	}
 }
 
+func Benchmark_FileStoreLoadNextManySubjectsWithWildcardNearLastBlock(b *testing.B) {
+	fs, err := newFileStore(
+		FileStoreConfig{StoreDir: b.TempDir()},
+		StreamConfig{Name: "zzz", Subjects: []string{"foo.*.*"}, Storage: FileStorage})
+	require_NoError(b, err)
+	defer fs.Stop()
+
+	// Small om purpose.
+	msg := []byte("ok")
+
+	// Make first msg one that would match as well.
+	fs.StoreMsg("foo.1.baz", nil, msg)
+	// Add in a bunch of msgs.
+	// We need to make sure we have a range of subjects that could kick in a linear scan.
+	for i := 0; i < 1_000_000; i++ {
+		subj := fmt.Sprintf("foo.%d.bar", rand.Intn(100_000)+2)
+		fs.StoreMsg(subj, nil, msg)
+	}
+	// Make last msg one that would match as well.
+	fs.StoreMsg("foo.1.baz", nil, msg)
+
+	b.ResetTimer()
+
+	var smv StoreMsg
+	for i := 0; i < b.N; i++ {
+		// Make sure not first seq.
+		_, _, err := fs.LoadNextMsg("foo.*.baz", true, 999_990, &smv)
+		require_NoError(b, err)
+	}
+}
+
 func Benchmark_FileStoreLoadNextMsgVerySparseMsgsLargeTail(b *testing.B) {
 	fs, err := newFileStore(
 		FileStoreConfig{StoreDir: b.TempDir()},