diff --git a/CODEOWNERS b/CODEOWNERS
index b9ba481..11ea41d 100644
--- a/CODEOWNERS
+++ b/CODEOWNERS
@@ -6,7 +6,7 @@
 ## @global-owner1 and @global-owner2 will be requested for
 ## review when someone opens a pull request.
 #*       @global-owner1 @global-owner2
-*   @vgenev @mdebarros @elnyry-sam-k @lewisdaly @oderayi @shashi165 @vijayg10 @eoln
+*   @mdebarros @elnyry-sam-k @oderayi @vijayg10 @bushjames @geka-evk @kleyow
 
 ## Order is important; the last matching pattern takes the most
 ## precedence. When someone opens a pull request that only
diff --git a/LICENSE.md b/LICENSE.md
index 4035059..0142ad0 100644
--- a/LICENSE.md
+++ b/LICENSE.md
@@ -1,6 +1,6 @@
 # LICENSE
 
-Copyright © 2020 Mojaloop Foundation
+Copyright © 2020-2024 Mojaloop Foundation
 
 The Mojaloop files are made available by the Mojaloop Foundation under the Apache License, Version 2.0
 (the "License") and you may not use these files except in compliance with the [License](http://www.apache.org/licenses/LICENSE-2.0). 
diff --git a/package-lock.json b/package-lock.json
index 41a6ef2..45c44be 100644
--- a/package-lock.json
+++ b/package-lock.json
@@ -11,51 +11,45 @@
       "dependencies": {
         "@hapi/boom": "10.0.1",
         "@hapi/good": "9.0.1",
-        "@hapi/hapi": "21.3.2",
+        "@hapi/hapi": "21.3.10",
         "@hapi/inert": "7.1.0",
         "@hapi/vision": "7.0.3",
-        "@mojaloop/central-services-error-handling": "12.0.7",
-        "@mojaloop/central-services-health": "14.0.2",
-        "@mojaloop/central-services-logger": "11.2.2",
+        "@mojaloop/central-services-error-handling": "13.0.1",
+        "@mojaloop/central-services-health": "15.0.0",
+        "@mojaloop/central-services-logger": "11.3.1",
         "@mojaloop/central-services-metrics": "12.0.8",
-        "@mojaloop/central-services-shared": "18.1.3",
-        "@mojaloop/event-sdk": "14.0.0",
-        "ajv": "8.12.0",
+        "@mojaloop/central-services-shared": "18.3.8",
+        "@mojaloop/event-sdk": "14.1.1",
+        "ajv": "8.16.0",
         "ajv-keywords": "5.1.0",
         "blipp": "4.0.2",
-        "commander": "11.1.0",
+        "commander": "12.1.0",
         "docdash": "2.0.2",
-        "hapi-swagger": "17.2.0",
-        "joi": "17.11.0",
+        "hapi-swagger": "17.2.1",
+        "joi": "17.13.1",
         "mustache": "4.2.0",
         "parse-strings-in-object": "2.0.0",
         "rc": "1.2.8"
       },
       "devDependencies": {
-        "@mojaloop/ml-testing-toolkit-shared-lib": "14.0.0",
-        "@types/jest": "29.5.7",
-        "audit-ci": "^6.6.1",
-        "eslint": "8.53.0",
-        "eslint-config-standard": "17.1.0",
-        "eslint-plugin-import": "2.29.0",
-        "eslint-plugin-node": "11.1.0",
-        "eslint-plugin-promise": "6.1.1",
-        "eslint-plugin-standard": "5.0.0",
+        "@mojaloop/ml-testing-toolkit-shared-lib": "14.0.1",
+        "@types/jest": "29.5.12",
+        "audit-ci": "^7.0.1",
         "get-port": "5.1.1",
         "jest": "29.7.0",
         "jest-junit": "16.0.0",
-        "jsdoc": "4.0.2",
+        "jsdoc": "4.0.3",
         "license-checker": "25.0.1",
         "npm-audit-resolver": "3.0.0-RC.0",
-        "npm-check-updates": "16.14.6",
+        "npm-check-updates": "16.14.20",
         "pre-commit": "1.2.2",
         "replace": "^1.2.2",
-        "sinon": "17.0.1",
+        "sinon": "18.0.0",
         "standard": "17.1.0",
-        "standard-version": "9.5.0"
+        "standard-version": "^9.5.0"
       },
       "engines": {
-        "node": "=18.x"
+        "node": ">=18.x"
       }
     },
     "node_modules/@aashutoshrathi/word-wrap": {
@@ -124,6 +118,7 @@
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+      "dev": true,
       "dependencies": {
         "@babel/highlight": "^7.22.13",
         "chalk": "^2.4.2"
@@ -136,6 +131,7 @@
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+      "dev": true,
       "dependencies": {
         "color-convert": "^1.9.0"
       },
@@ -147,6 +143,7 @@
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+      "dev": true,
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@@ -160,6 +157,7 @@
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+      "dev": true,
       "dependencies": {
         "color-name": "1.1.3"
       }
@@ -167,12 +165,14 @@
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       "resolved": "https://registry.npmjs.org/color-name/-/color-name-1.1.3.tgz",
-      "integrity": "sha512-72fSenhMw2HZMTVHeCA9KCmpEIbzWiQsjN+BHcBbS9vr1mtt+vJjPdksIBNUmKAW8TFUDPJK5SUU3QhE9NEXDw=="
+      "integrity": "sha512-72fSenhMw2HZMTVHeCA9KCmpEIbzWiQsjN+BHcBbS9vr1mtt+vJjPdksIBNUmKAW8TFUDPJK5SUU3QhE9NEXDw==",
+      "dev": true
     },
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+      "dev": true,
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       }
@@ -181,6 +181,7 @@
       "version": "3.0.0",
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+      "dev": true,
       "engines": {
         "node": ">=4"
       }
@@ -189,6 +190,7 @@
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+      "dev": true,
       "dependencies": {
         "has-flag": "^3.0.0"
       },
@@ -416,6 +418,7 @@
       "version": "7.22.20",
       "resolved": "https://registry.npmjs.org/@babel/helper-validator-identifier/-/helper-validator-identifier-7.22.20.tgz",
       "integrity": "sha512-Y4OZ+ytlatR8AI+8KZfKuL5urKp7qey08ha31L8b3BwewJAoJamTzyvxPR/5D+KkdJCGPq/+8TukHBlY10FX9A==",
+      "dev": true,
       "engines": {
         "node": ">=6.9.0"
       }
@@ -447,6 +450,7 @@
       "version": "7.22.13",
       "resolved": "https://registry.npmjs.org/@babel/highlight/-/highlight-7.22.13.tgz",
       "integrity": "sha512-C/BaXcnnvBCmHTpz/VGZ8jgtE2aYlW4hxDhseJAWZb7gqGM/qtCK6iZUb0TyKFf7BOUsBH7Q7fkRsDRhg1XklQ==",
+      "dev": true,
       "dependencies": {
         "@babel/helper-validator-identifier": "^7.22.5",
         "chalk": "^2.4.2",
@@ -460,6 +464,7 @@
       "version": "3.2.1",
       "resolved": "https://registry.npmjs.org/ansi-styles/-/ansi-styles-3.2.1.tgz",
       "integrity": "sha512-VT0ZI6kZRdTh8YyJw3SMbYm/u+NqfsAxEpWO0Pf9sq8/e94WxxOpPKx9FR1FlyCtOVDNOQ+8ntlqFxiRc+r5qA==",
+      "dev": true,
       "dependencies": {
         "color-convert": "^1.9.0"
       },
@@ -471,6 +476,7 @@
       "version": "2.4.2",
       "resolved": "https://registry.npmjs.org/chalk/-/chalk-2.4.2.tgz",
       "integrity": "sha512-Mti+f9lpJNcwF4tWV8/OrTTtF1gZi+f8FqlyAdouralcFWFQWF2+NgCHShjkCb+IFBLq9buZwE1xckQU4peSuQ==",
+      "dev": true,
       "dependencies": {
         "ansi-styles": "^3.2.1",
         "escape-string-regexp": "^1.0.5",
@@ -484,6 +490,7 @@
       "version": "1.9.3",
       "resolved": "https://registry.npmjs.org/color-convert/-/color-convert-1.9.3.tgz",
       "integrity": "sha512-QfAUtd+vFdAtFQcC8CCyYt1fYWxSqAiK2cSD6zDB8N3cpsEBAvRxp9zOGg6G/SHHJYAT88/az/IuDGALsNVbGg==",
+      "dev": true,
       "dependencies": {
         "color-name": "1.1.3"
       }
@@ -491,12 +498,14 @@
     "node_modules/@babel/highlight/node_modules/color-name": {
       "version": "1.1.3",
       "resolved": "https://registry.npmjs.org/color-name/-/color-name-1.1.3.tgz",
-      "integrity": "sha512-72fSenhMw2HZMTVHeCA9KCmpEIbzWiQsjN+BHcBbS9vr1mtt+vJjPdksIBNUmKAW8TFUDPJK5SUU3QhE9NEXDw=="
+      "integrity": "sha512-72fSenhMw2HZMTVHeCA9KCmpEIbzWiQsjN+BHcBbS9vr1mtt+vJjPdksIBNUmKAW8TFUDPJK5SUU3QhE9NEXDw==",
+      "dev": true
     },
     "node_modules/@babel/highlight/node_modules/escape-string-regexp": {
       "version": "1.0.5",
       "resolved": "https://registry.npmjs.org/escape-string-regexp/-/escape-string-regexp-1.0.5.tgz",
       "integrity": "sha512-vbRorB5FUQWvla16U8R/qgaFIya2qGzwDrNmCZuYKrbdSUMG6I1ZCGQRefkRVhuOkIGVne7BQ35DSfo1qvJqFg==",
+      "dev": true,
       "engines": {
         "node": ">=0.8.0"
       }
@@ -505,6 +514,7 @@
       "version": "3.0.0",
       "resolved": "https://registry.npmjs.org/has-flag/-/has-flag-3.0.0.tgz",
       "integrity": "sha512-sKJf1+ceQBr4SMkvQnBDNDtf4TXpVhVGateu0t918bl30FnbE2m4vNLX+VWe/dpjlb+HugGYzW7uQXH98HPEYw==",
+      "dev": true,
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       }
@@ -513,6 +523,7 @@
       "version": "5.5.0",
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+      "dev": true,
       "dependencies": {
         "has-flag": "^3.0.0"
       },
@@ -709,17 +720,6 @@
         "@babel/core": "^7.0.0-0"
       }
     },
-    "node_modules/@babel/runtime": {
-      "version": "7.22.15",
-      "resolved": "https://registry.npmjs.org/@babel/runtime/-/runtime-7.22.15.tgz",
-      "integrity": "sha512-T0O+aa+4w0u06iNmapipJXMV4HoUir03hpx3/YqXXhu9xim3w+dVphjFWl1OH8NbZHw5Lbm9k45drDkgq2VNNA==",
-      "dependencies": {
-        "regenerator-runtime": "^0.14.0"
-      },
-      "engines": {
-        "node": ">=6.9.0"
-      }
-    },
     "node_modules/@babel/template": {
       "version": "7.22.15",
       "resolved": "https://registry.npmjs.org/@babel/template/-/template-7.22.15.tgz",
@@ -788,6 +788,8 @@
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+      "dev": true,
+      "optional": true,
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       }
@@ -886,25 +888,25 @@
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     "node_modules/@grpc/grpc-js": {
-      "version": "1.9.9",
-      "resolved": "https://registry.npmjs.org/@grpc/grpc-js/-/grpc-js-1.9.9.tgz",
-      "integrity": "sha512-vQ1qwi/Kiyprt+uhb1+rHMpyk4CVRMTGNUGGPRGS7pLNfWkdCHrGEnT6T3/JyC2VZgoOX/X1KwdoU0WYQAeYcQ==",
+      "version": "1.10.9",
+      "resolved": "https://registry.npmjs.org/@grpc/grpc-js/-/grpc-js-1.10.9.tgz",
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       "dependencies": {
-        "@grpc/proto-loader": "^0.7.8",
-        "@types/node": ">=12.12.47"
+        "@grpc/proto-loader": "^0.7.13",
+        "@js-sdsl/ordered-map": "^4.4.2"
       },
       "engines": {
-        "node": "^8.13.0 || >=10.10.0"
+        "node": ">=12.10.0"
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     "node_modules/@grpc/proto-loader": {
-      "version": "0.7.10",
-      "resolved": "https://registry.npmjs.org/@grpc/proto-loader/-/proto-loader-0.7.10.tgz",
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+      "version": "0.7.13",
+      "resolved": "https://registry.npmjs.org/@grpc/proto-loader/-/proto-loader-0.7.13.tgz",
+      "integrity": "sha512-AiXO/bfe9bmxBjxxtYxFAXGZvMaN5s8kO+jBHAJCON8rJoB5YS/D6X7ZNc6XQkuHNmyl4CYaMI1fJ/Gn27RGGw==",
       "dependencies": {
         "lodash.camelcase": "^4.3.0",
         "long": "^5.0.0",
-        "protobufjs": "^7.2.4",
+        "protobufjs": "^7.2.5",
         "yargs": "^17.7.2"
       },
       "bin": {
@@ -977,11 +979,6 @@
         "@hapi/hoek": "^11.0.2"
       }
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-    "node_modules/@hapi/accept/node_modules/@hapi/hoek": {
-      "version": "11.0.2",
-      "resolved": "https://registry.npmjs.org/@hapi/hoek/-/hoek-11.0.2.tgz",
-      "integrity": "sha512-aKmlCO57XFZ26wso4rJsW4oTUnrgTFw2jh3io7CAtO9w4UltBNwRXvXIVzzyfkaaLRo3nluP/19msA8vDUUuKw=="
-    },
     "node_modules/@hapi/ammo": {
       "version": "6.0.1",
       "resolved": "https://registry.npmjs.org/@hapi/ammo/-/ammo-6.0.1.tgz",
@@ -990,11 +987,6 @@
         "@hapi/hoek": "^11.0.2"
       }
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-      "version": "11.0.2",
-      "resolved": "https://registry.npmjs.org/@hapi/hoek/-/hoek-11.0.2.tgz",
-      "integrity": "sha512-aKmlCO57XFZ26wso4rJsW4oTUnrgTFw2jh3io7CAtO9w4UltBNwRXvXIVzzyfkaaLRo3nluP/19msA8vDUUuKw=="
-    },
     "node_modules/@hapi/b64": {
       "version": "6.0.1",
       "resolved": "https://registry.npmjs.org/@hapi/b64/-/b64-6.0.1.tgz",
@@ -1003,11 +995,6 @@
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       }
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-    "node_modules/@hapi/b64/node_modules/@hapi/hoek": {
-      "version": "11.0.2",
-      "resolved": "https://registry.npmjs.org/@hapi/hoek/-/hoek-11.0.2.tgz",
-      "integrity": "sha512-aKmlCO57XFZ26wso4rJsW4oTUnrgTFw2jh3io7CAtO9w4UltBNwRXvXIVzzyfkaaLRo3nluP/19msA8vDUUuKw=="
-    },
     "node_modules/@hapi/boom": {
       "version": "10.0.1",
       "resolved": "https://registry.npmjs.org/@hapi/boom/-/boom-10.0.1.tgz",
@@ -1016,11 +1003,6 @@
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       }
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-      "version": "11.0.2",
-      "resolved": "https://registry.npmjs.org/@hapi/hoek/-/hoek-11.0.2.tgz",
-      "integrity": "sha512-aKmlCO57XFZ26wso4rJsW4oTUnrgTFw2jh3io7CAtO9w4UltBNwRXvXIVzzyfkaaLRo3nluP/19msA8vDUUuKw=="
-    },
     "node_modules/@hapi/bounce": {
       "version": "3.0.1",
       "resolved": "https://registry.npmjs.org/@hapi/bounce/-/bounce-3.0.1.tgz",
@@ -1030,11 +1012,6 @@
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-      "resolved": "https://registry.npmjs.org/@hapi/hoek/-/hoek-11.0.2.tgz",
-      "integrity": "sha512-aKmlCO57XFZ26wso4rJsW4oTUnrgTFw2jh3io7CAtO9w4UltBNwRXvXIVzzyfkaaLRo3nluP/19msA8vDUUuKw=="
-    },
     "node_modules/@hapi/bourne": {
       "version": "3.0.0",
       "resolved": "https://registry.npmjs.org/@hapi/bourne/-/bourne-3.0.0.tgz",
@@ -1049,11 +1026,6 @@
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-      "resolved": "https://registry.npmjs.org/@hapi/hoek/-/hoek-11.0.2.tgz",
-      "integrity": "sha512-aKmlCO57XFZ26wso4rJsW4oTUnrgTFw2jh3io7CAtO9w4UltBNwRXvXIVzzyfkaaLRo3nluP/19msA8vDUUuKw=="
-    },
     "node_modules/@hapi/catbox": {
       "version": "12.1.1",
       "resolved": "https://registry.npmjs.org/@hapi/catbox/-/catbox-12.1.1.tgz",
@@ -1066,24 +1038,14 @@
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-      "resolved": "https://registry.npmjs.org/@hapi/catbox-memory/-/catbox-memory-6.0.1.tgz",
-      "integrity": "sha512-sVb+/ZxbZIvaMtJfAbdyY+QJUQg9oKTwamXpEg/5xnfG5WbJLTjvEn4kIGKz9pN3ENNbIL/bIdctmHmqi/AdGA==",
+      "version": "6.0.2",
+      "resolved": "https://registry.npmjs.org/@hapi/catbox-memory/-/catbox-memory-6.0.2.tgz",
+      "integrity": "sha512-H1l4ugoFW/ZRkqeFrIo8p1rWN0PA4MDTfu4JmcoNDvnY975o29mqoZblqFTotxNHlEkMPpIiIBJTV+Mbi+aF0g==",
       "dependencies": {
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         "@hapi/hoek": "^11.0.2"
       }
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-    "node_modules/@hapi/catbox-memory/node_modules/@hapi/hoek": {
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-      "resolved": "https://registry.npmjs.org/@hapi/hoek/-/hoek-11.0.2.tgz",
-      "integrity": "sha512-aKmlCO57XFZ26wso4rJsW4oTUnrgTFw2jh3io7CAtO9w4UltBNwRXvXIVzzyfkaaLRo3nluP/19msA8vDUUuKw=="
-    },
-    "node_modules/@hapi/catbox/node_modules/@hapi/hoek": {
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diff --git a/package.json b/package.json
index c8c9dfd..82f90ba 100644
--- a/package.json
+++ b/package.json
@@ -1,12 +1,13 @@
 {
   "name": "transaction-requests-service",
-  "description": "An asynchronous pass through transaction request API for merchant payment initiated requests.",
+  "description": "An asynchronous pass through transaction request API for Payee initiated use-cases.",
   "version": "14.1.2",
   "license": "Apache-2.0",
   "author": "ModusBox",
   "contributors": [
     "Rajiv Mothilal <rajiv.mothilal@modusbox.com>",
     "Lewis Daly <lewisd@crosslaketech.com>",
+    "Sam Kummary <sam@mojaloop.io>",
     "Steven Oderayi <steven.oderayi@modusbox.com>"
   ],
   "repository": {
@@ -23,7 +24,7 @@
     ]
   },
   "engines": {
-    "node": "=18.x"
+    "node": ">=18.x"
   },
   "pre-commit": [
     "dep:check",
@@ -60,48 +61,58 @@
   "dependencies": {
     "@hapi/boom": "10.0.1",
     "@hapi/good": "9.0.1",
-    "@hapi/hapi": "21.3.2",
+    "@hapi/hapi": "21.3.10",
     "@hapi/inert": "7.1.0",
     "@hapi/vision": "7.0.3",
-    "@mojaloop/central-services-error-handling": "12.0.7",
-    "@mojaloop/central-services-health": "14.0.2",
-    "@mojaloop/central-services-logger": "11.2.2",
+    "@mojaloop/central-services-error-handling": "13.0.1",
+    "@mojaloop/central-services-health": "15.0.0",
+    "@mojaloop/central-services-logger": "11.3.1",
     "@mojaloop/central-services-metrics": "12.0.8",
-    "@mojaloop/central-services-shared": "18.1.3",
-    "@mojaloop/event-sdk": "14.0.0",
-    "ajv": "8.12.0",
+    "@mojaloop/central-services-shared": "18.3.8",
+    "@mojaloop/event-sdk": "14.1.1",
+    "ajv": "8.16.0",
     "ajv-keywords": "5.1.0",
     "blipp": "4.0.2",
-    "commander": "11.1.0",
+    "commander": "12.1.0",
     "docdash": "2.0.2",
-    "hapi-swagger": "17.2.0",
-    "joi": "17.11.0",
+    "hapi-swagger": "17.2.1",
+    "joi": "17.13.1",
     "mustache": "4.2.0",
     "parse-strings-in-object": "2.0.0",
     "rc": "1.2.8"
   },
+  "overrides": {
+    "shins": {
+      "ajv": "6.12.3",
+      "ejs": "3.1.10",
+      "sanitize-html": "2.12.1",
+      "yargs-parser": "18.1.1",
+      "markdown-it": "12.3.2"
+    },
+    "widdershins": {
+      "swagger2openapi": "7.0.8",
+      "yargs-parser": "13.1.2",
+      "markdown-it": "12.3.2"
+    },
+    "jsonwebtoken": "9.0.0",
+    "jsonpointer": "5.0.0"
+  },
   "devDependencies": {
-    "@mojaloop/ml-testing-toolkit-shared-lib": "14.0.0",
-    "@types/jest": "29.5.7",
-    "audit-ci": "^6.6.1",
-    "eslint": "8.53.0",
-    "eslint-config-standard": "17.1.0",
-    "eslint-plugin-import": "2.29.0",
-    "eslint-plugin-node": "11.1.0",
-    "eslint-plugin-promise": "6.1.1",
-    "eslint-plugin-standard": "5.0.0",
+    "@mojaloop/ml-testing-toolkit-shared-lib": "14.0.1",
+    "@types/jest": "29.5.12",
+    "audit-ci": "^7.0.1",
     "get-port": "5.1.1",
     "jest": "29.7.0",
     "jest-junit": "16.0.0",
-    "jsdoc": "4.0.2",
+    "jsdoc": "4.0.3",
     "license-checker": "25.0.1",
     "npm-audit-resolver": "3.0.0-RC.0",
-    "npm-check-updates": "16.14.6",
+    "npm-check-updates": "16.14.20",
     "pre-commit": "1.2.2",
     "replace": "^1.2.2",
-    "sinon": "17.0.1",
+    "sinon": "18.0.0",
     "standard": "17.1.0",
-    "standard-version": "9.5.0"
+    "standard-version": "^9.5.0"
   },
   "nyc": {
     "temp-directory": "./.nyc_output",