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experienceevent-personal-finance-details.schema.md

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Personal Finance Details Schema

https://ns.adobe.com/xdm/mixins/experienceevent-personal-finance-details

Personal finance details such as financial account details, credit score, and tax bracket.

Abstract Extensible Status Identifiable Custom Properties Additional Properties Defined In
Can be instantiated Yes Experimental No Forbidden Permitted mixins/experience-event/experienceevent-personal-finance-details.schema.json

Personal Finance Details Example

{
  "xdm:personalFinances": {
    "xdm:accountCardsTotal": 3,
    "xdm:creditScore": 760,
    "xdm:employmentStatus": "full time",
    "xdm:filingJointly": true,
    "xdm:filingSeparately": false,
    "xdm:hasAssignedBeneficiary": true,
    "xdm:isHeadOfHousehold": true,
    "xdm:singleFiler": false,
    "xdm:taxBracket": "TBD",
    "xdm:assignedBeneficiary": [
      {
        "xdm:person": {
          "xdm:name": {
            "xdm:firstName": "Jane",
            "xdm:middleName": "F",
            "xdm:lastName": "Doe",
            "xdm:fullName": "Jane F. Doe"
          },
          "xdm:birthDayAndMonth": "01-03",
          "xdm:gender": "female"
        }
      }
    ]
  }
}

Personal Finance Details Properties

Property Type Required Defined by
xdm:personalFinances object Optional Personal Finance Details (this schema)
* any Additional this schema allows additional properties

xdm:personalFinances

xdm:personalFinances

  • is optional
  • type: object
  • defined in this schema

xdm:personalFinances Type

object with following properties:

Property Type Required
xdm:accountCardsTotal integer Optional
xdm:assignedBeneficiary array Optional
xdm:creditScore integer Optional
xdm:employmentStatus string Optional
xdm:filingJointly boolean Optional
xdm:filingSeparately boolean Optional
xdm:financialAccount array Optional
xdm:hasAssignedBeneficiary boolean Optional
xdm:householdIncome Optional
xdm:isHeadOfHousehold boolean Optional
xdm:singleFiler boolean Optional
xdm:taxBracket string Optional

xdm:accountCardsTotal

Account Cards Total

Total number of account (financial) cards assigned to a user.

xdm:accountCardsTotal

  • is optional
  • type: integer
xdm:accountCardsTotal Type

integer

xdm:assignedBeneficiary

Assigned Beneficiaries

Captures the beneficiary(s) assigned to the account.

xdm:assignedBeneficiary

  • is optional
  • type: reference
xdm:assignedBeneficiary Type

Array type: reference

All items must be of the type:

  • – https://ns.adobe.com/xdm/context/profile-person-details

xdm:creditScore

Credit Score

Refers to a number between 300-850 that depicts a consumer's creditworthiness.

xdm:creditScore

  • is optional
  • type: integer
xdm:creditScore Type

integer

xdm:employmentStatus

Employment Status

Tracks the employment status of the user.

xdm:employmentStatus

  • is optional
  • type: enum

The value of this property must be equal to one of the known values below.

xdm:employmentStatus Known Values
Value Description
full time
part time
temporary
self employed
retired
unemployed

xdm:filingJointly

Filing Jointly

Refers to a filing status for married couples that have wed before the end of the tax year.

xdm:filingJointly

  • is optional
  • type: boolean
xdm:filingJointly Type

boolean

xdm:filingSeparately

Filing Separately

Refers to married couples who choose to record their respective incomes, exemptions, and deductions on separate tax returns.

xdm:filingSeparately

  • is optional
  • type: boolean
xdm:filingSeparately Type

boolean

xdm:financialAccount

financeAccountId

Financial account IDs assigned to the user, and array of Financial Account Details data type.

xdm:financialAccount

  • is optional
  • type: reference
xdm:financialAccount Type

Array type: reference

All items must be of the type:

  • – https://ns.adobe.com/xdm/datatypes/financial-account

xdm:hasAssignedBeneficiary

Has Assigned Beneficiary

Flag determining if the account has a beneficiary assigned.

xdm:hasAssignedBeneficiary

  • is optional
  • type: boolean
xdm:hasAssignedBeneficiary Type

boolean

xdm:householdIncome

Household Income

Refers to the combined gross income of all members of a household.

xdm:householdIncome

  • is optional
  • type: reference
xdm:householdIncome Type
  • – https://ns.adobe.com/xdm/datatypes/currency

xdm:isHeadOfHousehold

Head of Household

Users designed as head of household if they pay more than half the cost of supporting and housing a qualifying person.

xdm:isHeadOfHousehold

  • is optional
  • type: boolean
xdm:isHeadOfHousehold Type

boolean

xdm:singleFiler

Single Filer

Refers to a taxpayer who is unmarried and does not qualify for any other filing status.

xdm:singleFiler

  • is optional
  • type: boolean
xdm:singleFiler Type

boolean

xdm:taxBracket

Tax Bracket

Refers to a range of incomes subject to a certain income tax rate.

xdm:taxBracket

  • is optional
  • type: string
xdm:taxBracket Type

string