diff --git a/guide/compliance/main.adoc b/guide/compliance/main.adoc
index 58bd97e1..cde9cf7f 100644
--- a/guide/compliance/main.adoc
+++ b/guide/compliance/main.adoc
@@ -22,4 +22,6 @@ include::sender.adoc[]
 
 include::receiver.adoc[]
 
+include::payload.adoc[]
+
 :leveloffset: -1
diff --git a/guide/compliance/payload.adoc b/guide/compliance/payload.adoc
new file mode 100644
index 00000000..c113d2e5
--- /dev/null
+++ b/guide/compliance/payload.adoc
@@ -0,0 +1,14 @@
+= Payload compliance to BIS
+[horizontal]
+
+== Processing of rules
+* The value of the SBDH element "Sender/Identifier" MUST be equivalent to the value in the sender party's "Party/EndpointID" element and its "schemeID" attribute.
+
+* The value of the SBDH element "Receiver/Identifier" MUST be equivalent to the value in the receiver's party "Party/EndpointID" element and its "schemeID" attribute.
+
+example:
+    SBDH representation: <Identifier Authority="iso6523-actorid-upis">0088:7315458756324</Identifier>
+    UBL representation: <cbc:EndpointID schemeID="0088">7315458756324</cbc:EndpointID>
+
+See Policy for use of Identifiers
+