diff --git a/ledger/src/ledger/mod.rs b/ledger/src/ledger/mod.rs
index c7ed15b..9a3a66e 100644
--- a/ledger/src/ledger/mod.rs
+++ b/ledger/src/ledger/mod.rs
@@ -78,7 +78,7 @@ impl SqlxLedger {
     ) -> Result<(), SqlxLedgerError> {
         let tx_template = self.tx_templates.find_core(tx_template_code).await?;
         let (new_tx, new_entries) =
-            tx_template.prep_tx(params.map(|p| p.into()).unwrap_or_else(TxParams::new))?;
+            tx_template.prep_tx(params.map(|p| p.into()).unwrap_or_default())?;
         let (journal_id, tx_id) = self
             .transactions
             .create_in_tx(&mut tx, tx_id, new_tx)